Making the decision to hire a lawyer to help you with your denied disability claim is an important decision. A lawyer will help you to understand the terms of your insurance policy, how long you have to file a lawsuit against your insurance company and what your obligations and rights as an insured person are.
Employees who have access to group benefits may not realize that the injury or illness preventing them to work may result in a prolonged leave of absence from work, and may not realize the importance of applying for benefits within a reasonable time frame. Some employers provide short-term benefits, and/or long-term disability benefits.
A group benefits policy will set out the terms of each type of benefit which include:
The language of insurance policies is complex and can be confusing. A lawyer who practices short-term and long-term disability law can assist you in understanding what the terms of the policy mean.
Experiencing a denial of benefits can be frustrating and overwhelming. A qualified lawyer will represent you to the best of his or her ability and make sure that you get the settlement you deserve.
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